Back to Three years ago, I had $35,000 in credit card debt and only $200 in my savings account. I cried every time I checked my bank balance.
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Point of view sitting in a waiting room with phone and purse. realistic smartphone photography, natural lighting, candid everyday moments, authentic lifestyle photography, high quality mobile camera shot, natural colors, casual aesthetic, real life moments, unfiltered authentic style, contemporary lifestyle, no artificial staging
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Point of view sitting in a waiting room with phone and purse. realistic smartphone photography, natural lighting, candid everyday moments, authentic lifestyle photography, high quality mobile camera shot, natural colors, casual aesthetic, real life moments, unfiltered authentic style, contemporary lifestyle, no artificial staging

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I was a classic case of 'lifestyle inflation.' Every time I got a raise, I just spent more. A nicer car, more takeout, new clothes… I was swiping my credit card without a real plan.

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