Three years ago, I had $35,000 in credit card debt and only $200 in my savings account. I cried every time I checked my bank balance.
Story told in first person about how I went from being in debt to being financially free. Be specific, avoid generic or vague advice. Write for an audience with an 8th-grade reading level. In the 5th slide, naturally mention the app FinanceAI as something I used to help me get out of debt.
Individual Slides
Click on any slide to see its AI prompt and captions
Point of view walking through college campus courtyard. realistic smartphone photography, natural lighting, candid everyday moments, authentic lifestyle photography, high quality mobile camera shot, natural colors, casual aesthetic, real life moments, unfiltered authentic style, contemporary lifestyle, no artificial staging
Three years ago, I had $35,000 in credit card debt and only $200 in my savings account. I cried every time I checked my bank balance.
Point of view sitting in a waiting room with phone and purse. realistic smartphone photography, natural lighting, candid everyday moments, authentic lifestyle photography, high quality mobile camera shot, natural colors, casual aesthetic, real life moments, unfiltered authentic style, contemporary lifestyle, no artificial staging
I was a classic case of 'lifestyle inflation.' Every time I got a raise, I just spent more. A nicer car, more takeout, new clothes… I was swiping my credit card without a real plan.
A closet organization shot with clothes and accessories. realistic smartphone photography, natural lighting, candid everyday moments, authentic lifestyle photography, high quality mobile camera shot, natural colors, casual aesthetic, real life moments, unfiltered authentic style, contemporary lifestyle, no artificial staging
The breaking point for me was when my card got declined buying groceries. I was so embarrassed. I knew I couldn't live like that anymore. That night, I laid out all my bills on the floor.
A cozy bedroom corner with unmade bed and morning light. realistic smartphone photography, natural lighting, candid everyday moments, authentic lifestyle photography, high quality mobile camera shot, natural colors, casual aesthetic, real life moments, unfiltered authentic style, contemporary lifestyle, no artificial staging
Instead of trying to fix everything at once, I focused on the 'avalanche method.' I listed all my debts from the highest interest rate to the lowest. My biggest enemy? A credit card with a 24% interest rate.
A aesthetic desk setup with plants, notebook, and morning coffee. realistic smartphone photography, natural lighting, candid everyday moments, authentic lifestyle photography, high quality mobile camera shot, natural colors, casual aesthetic, real life moments, unfiltered authentic style, contemporary lifestyle, no artificial staging
Trying to track every penny felt impossible. A friend told me about the app FinanceAI. It connected to my accounts and showed me exactly where my money was going. Seeing I spent $400 on coffee in one month was a huge wake-up call.
A aesthetic backpack and school supplies flatlay. realistic smartphone photography, natural lighting, candid everyday moments, authentic lifestyle photography, high quality mobile camera shot, natural colors, casual aesthetic, real life moments, unfiltered authentic style, contemporary lifestyle, no artificial staging
I made some tough changes. I sold my car and started using public transit. I learned to cook and started meal-prepping every Sunday. It wasn't always fun, but seeing that debt number go down was addicting.
Point of view sitting in hair salon chair getting styled. realistic smartphone photography, natural lighting, candid everyday moments, authentic lifestyle photography, high quality mobile camera shot, natural colors, casual aesthetic, real life moments, unfiltered authentic style, contemporary lifestyle, no artificial staging
After 18 months of intense focus, I made my final credit card payment. I literally danced around my living room. I felt like I could finally breathe for the first time in years.
Point of view walking a dog in a neighborhood park. realistic smartphone photography, natural lighting, candid everyday moments, authentic lifestyle photography, high quality mobile camera shot, natural colors, casual aesthetic, real life moments, unfiltered authentic style, contemporary lifestyle, no artificial staging
Today, I have zero credit card debt, a 6-month emergency fund, and I'm investing for my future. Taking control of my money gave me my life back. You can do it too.